"I DECLARE BANKRUPTCY." "You can't just say the word bankruptcy and expect anything to happen." "I didn't say it. I declared it." --The Office

1) The number one cause of bankruptcy is medical bills. I guess paying an arm and a leg for health insurance is a better alternative.

2) Many museums have free days once each month. Some are free all the time. Here are some examples:
Springville Utah Museum of Art
HOURS: Tuesday - Saturday 10:00am-5:00pm, Wednesday 10:00am-9:00pm, Sunday 3:00pm-6:00pm. Closed on Mondays. ADMISSION: We are free and open to the public, LOCATION: 126 East 400 South, Springville, Utah, 84663.

The MOA, The Life Science and The Earth Science museums are all on the BYU campus and they're free. The BYU Museum of People and Culture-- also free.

3) The Tahitian Noni Visitor's Center shows free movies on Monday nights. This month the theme is Halloween movies. http://tahitiannoni.com/united_states/english/visitTNI/Movies/Movie_Home.html

4) This is a fun website. It has instructions for making 100 things you wouldn't normally make: food, clothing, even shelter. www.simplythrifty.com/100-things-you-can-make-yourself/

5) Macey's Markets has free cooking classes in Orem: http://www.maceys.com/Cnt/Orem.html. Space is limited. They have them at the Provo store too: http://www.maceys.com/Cnt/Provo.html. They sound amazing!

p.s. I've added a money saving gadget to my side bar.